As a consumer, you need insurance. So what do you do? Dive deep with us as we unravel the intricate workings of the insurance supply chain and learn how insurance is provided. From insurers and reinsurers to brokers and underwriters, discover how companies use different approaches to get products in front of their customers. In this episode we pull back the curtain on the insurance supply chain and empower you to learn more! Want more information? Take our CIC Insurance Company Operations course to learn more. Don’t forget to subscribe for more insights! CIC Insurance Company Operations course schedule: https://rebrand.ly/CIC-ICO

Think you have a good understanding of Business Income Coverage? Well sometimes, it’s not that simple. It can be one of the most misunderstood coverages and concepts for a business owner to understand. There are several main factors that must be met before filing a claim. In this episode, we explore how crucial it is to educate yourself on the true purpose of Business Income Coverage and when it will be triggered. By taking the time to comprehend business income coverage you can have peace of mind knowing your clients will not face an unpleasant claims experience. Want to take a deeper dive? Jump into a CISR Insuring Commercial Property or CIC Commercial Property course and don’t forget to subscribe for more insights! CISR Insuring Commercial Property Course Schedule: https://pro.scic.com/course-schedule/… CIC Commercial Property Course Schedule: https://pro.scic.com/course-schedule/…

You own a business and need to purchase Workers Compensation coverage..seems straightforward. Well, it’s not that simple! Despite being one of the most crucial insurance protections, Workers Compensation policies are among the least read in the whole insurance industry. There is virtually little room for modification or endorsement because it is nearly the same in every state. This distinguishes these insurance policies from others available on the market. In this episode we explore what you need to know when your business buys a workers compensation coverage policy and we dissect some of the nuisances with this type of insurance. Want more information? Take our CIC Commercial Casualty or CISR Commercial Casualty 2 courses to learn more. Don’t forget to subscribe for more insights! CISR Commercial Casualty II https://rebrand.ly/INTS-2IC CIC Commercial Casualty https://rebrand.ly/INTS-CC

Condos, Houses, Apartments..insurance is all the same, right? No, it’s not that simple. When someone buys a condominium and needs to insure it, they probably don’t realize that it differs from buying insurance for an apartment or even a house. If someone lives in an apartment or rental house, the insurance company is likely to write coverage on a renter’s policy. This provides coverage on items like personal property, loss of use, and includes the liability and medical payments coverage common to a homeowners policy. When you purchase a house, you need a homeowners policy. Insuring a condominium however, includes factors like ownership structures, property to insure, and dealing with condo associations and by-laws- this all requires a different type of coverage. Enter the condominium unit-owners policy. In this episode, we unpack the details on why insuring condominiums is different than insuring the everyday renter or homeowner and some of the major differences you need to be aware of. . Want to take a deeper dive? Jump into a CIC Personal Lines or CISR Insuring Personal Residential Property course and don’t forget to subscribe for more insights! CISR Insuring Personal Residential Property: https://pro.scic.com/course-schedule/… CIC Personal Lines: https://pro.scic.com/course-schedule/…%lines&search=&mf=%261%3D1

Getting Commercial Property Insurance is easy, right? No, it’s not that simple. Key coverage endorsements that provide additional protections the insured may require should be carefully considered. In some cases, the insured is forced to make modifications to the property during repair because local ordinances or laws mandate it and some coverages provide for the payment of that portion of the loss. Learn how you can get coverages to avoid enormous costs when your building sustains damage. In this episode, we unpack the details on why adding Ordinance and Law endorsements to Commercial Property Policies isn’t just an option, it is a very good idea! Want to take a deeper dive? Jump into a CISR Insuring Commercial Property or CIC Commercial Property course and don’t forget to subscribe for more insights!

Auto insurance covers everything right? No, it’s not that simple. If you work with auto insurance you’ve probably wondered about the difference between Comprehensive and Collision coverage. Or maybe why some “collisions” are classified under Comprehensive and others are not. Auto insurance might seem daunting, but with us as your guide, you’ll cruise through the intricacies with ease. In this episode, we unravel the complexities of auto insurance coverages, from the broad spectrum of Comprehensive (or Other Than Collision) to the straightforward nature of Collision coverage. Watch to discover the nuances of Specified Causes of Loss, the role of deductibles, and the intriguing scenarios where missiles and conveyance derailments come into play. Need a deeper dive? Jump into a self-paced or instructor led CISR Personal Auto course and don’t forget to subscribe for more insights!

Homeowners Dwelling Insurance is designed to help get your clients property back to its original condition should a covered peril cause damage. Disasters may strike at any time, and filing an insurance claim for damage properly can help ease the financial burden of rebuilding. Protect your clients’ largest investment by making sure their Homeowners Policy is done right. It’s Not That Simple’ — An insurance education series created to help demystify concepts that may appear simple and straightforward, but can be very complex. The National Alliance for Insurance Education & Research will be the indispensable, transformative learning resource for risk and insurance professionals through adaptive technology and practical instruction.